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Jul 12, 2022

Where to Begin

First of all - you’ve got a lot to figure out financially and personally.

Before jumping in, consulting a financial advisor is a great idea! They can look over your income, assets, and credit history to advise you on the most relevant way to go about starting your investing journey.

Alternatively, you can always contact your bank and ask for a pre-qualification letter. As preliminary as it may be, it can help you better understand what you can realistically afford. Most bank mortgage associates are willing to answer questions. So if your current financial institution offers mortgages, you should try and speak with a knowledgeable professional for a breakdown of what’s involved.

Now that you have covered the basics, you are ready to start looking for properties.

Some great first-time property strategies include “House Hacking” or “Turnkey Properties''. 

House hacking is a strategy where, upon purchasing your home, you find tenants to share your new space with. Their rent is then used towards paying the mortgage. House hacking is an especially great strategy for first-time investors since you can get a mortgage that is written as a primary residence instead of a secondary residence. This typically means better overall terms. You can read more about primary and secondary residences here. Additionally, house hacking is a valuable learning experience that can help investors learn how to identify good tenants and design sustainable rules for future leasing agreements. 

Turnkey properties are fully renovated properties that investors can purchase and immediately rent. Turnkey properties are a great option for investors who require immediate mortgage coverage. For turnkeys, a lease agreement is necessary, as is screening prospective tenants. Further, an investor should be financially prepared to deal with any issues that may arise post tenant move-in, maintenance-related, or otherwise. 

Both residential options are great for first-time and physical asset investors. 

New Opportunities

Investing in real estate in the 2020s isn’t just about purchasing physical assets. Many companies have created new business models that enable individuals to invest in real estate and diversify their portfolios through real estate investment trusts (REITs) and crowdfunding, not to mention real estate investing in the metaverse. 

REITs are a great option if you’re looking to add real estate to your portfolio without dealing with the logistics of physical assets.

  • Pros: Easy to find, great for portfolio diversity, no physical commitment.

  • Cons: Return on investment (ROI) will look different than traditional real estate investing due to management transaction fees not to mention high minimums.

Crowdfunding is another strategy employed to access vaster real estate investing opportunities.

  • Pros: Low entry costs, generates rental income returns, and appreciation payouts when the property is sold.

  • Cons: No profit means no ROI, 5-10 year holding periods, you need to be accredited to invest, high minimums and fees.

The Takeaway -

If these business models pique your interest, you’ve come to the right place. Landa makes real estate investing accessible and easy and does not require investors to buy physical properties themselves. Landa does the difficult parts for you! 

Regardless of how you choose to start your real estate investing journey, you are helping set yourself up for the future.

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Landa Holdings, Inc. ("Landa Holdings") operates the www.landa.app website (the "Site") and the Landa mobile application (the "App")(collectively, the “Platform”). Landa Holdings manages Landa App LLC, Landa App 2 LLC and Landa App 3 LLC (“Landa Issuers”), and raises funds and facilitates the issuance of shares for the Landa Issuers entities through the Platform pursuant to Regulation A under the Securities Act of 1933 (“Regulation A”).

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You should speak with your financial advisor, accountant, and/or attorney when evaluating any offering of securities. Neither Landa Holdings, Landa App, nor Dalmore makes any recommendations or provides advice about investments, and no communication, through this website or in any other medium, should be construed as a recommendation for any security offered on or off this investment platform. Nothing in this material should be construed as investment or tax advice, or a solicitation or offer, or a recommendation to buy or sell any securities. The Site and/or the App may make forward-looking statements. You should not rely on these statements but should carefully evaluate the offering materials in assessing any investment opportunity, including the complete set of risk factors that are provided as part of the offering circular for your consideration.  We urge you to review the applicable offering circular, available here.

All securities offered by the Landa Entities and Landa Financing are deemed “Shares”. Investing in Shares involves risks, and there is always the potential of losing money when you invest in Shares. Past performance is no guarantee of future results. Investments in Shares are speculative and involve substantial risks to consider before investing, outlined in the respective offering materials and including, but not limited to, illiquidity, lack of diversification, and complete loss of capital. An investment in Shares constitutes only an investment in a particular offering and not in Landa Holdings, Landa App, or any of the underlying asset(s). Investors should carefully review the risks located in the respective offering materials for a more comprehensive discussion of risks.

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