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Dec 25, 2023

Invest in Real Estate Online with Little Money

In the ever-evolving world of investment, real estate has always been a beacon of opportunity for wealth accumulation and financial stability. Traditionally perceived as a sector reserved for the affluent, the landscape is now shifting, thanks to the advent of digital platforms that democratize access to real estate markets. One such revolution in this domain is real estate crowdfunding, a concept that has opened the doors of real estate investment to those with limited capital. Platforms like real estate investing online are leading this change, making it possible for ordinary investors to diversify their portfolios in ways that were unimaginable a decade ago.

The Rise of Real Estate Crowdfunding

Real estate crowdfunding is a novel approach that pools funds from multiple investors to finance real estate projects. This model, which gained significant momentum following the JOBS Act of 2012 in the U.S., allows individuals to invest in property without the need for substantial capital, breaking through traditional barriers like expensive down payments and strict financing requirements. For small-scale investors, it represents a paradigm shift, offering a slice of the real estate pie that was once out of reach.

How Real Estate Crowdfunding Works

At its core, real estate crowdfunding involves investing in property through an online platform. These platforms act as intermediaries between investors and real estate developers or owners. There are two primary types of crowdfunding investments:

  • Equity-Based Crowdfunding: Investors own a portion of the property and, in turn, share in its profits and appreciation.

  • Debt-Based Crowdfunding: Investors lend money to a property owner or developer and receive returns in the form of interest payments.

Platforms like Landa have streamlined this process, offering a user-friendly interface where investors can browse various projects, understand their specifics, and invest with ease.

Advantages of Real Estate Crowdfunding

The allure of real estate crowdfunding lies in its accessibility and potential for diversification. Investors can start with relatively small amounts of money, reducing the financial entry barriers that have historically gated the real estate market. Moreover, these platforms provide exposure to a variety of projects, from residential properties to commercial real estate, allowing for a well-rounded investment portfolio. Additionally, the transparency and efficiency of online platforms ensure that investors have all the information they need to make informed decisions.

Choosing the Right Platform

With numerous platforms available, selecting the right one is crucial. Factors to consider include the platform's reputation, the diversity of its property offerings, and user reviews. In this space, Landa's real estate investing online platform stands out for its user-centric approach, catering especially to beginners and those with limited investment funds.

Risks and Considerations

While real estate crowdfunding offers numerous benefits, it's not without risks. Investments in this sector are subject to market fluctuations, and project-specific risks can impact returns. Therefore, it's crucial for investors to conduct thorough due diligence before committing their funds. Platforms like Landa facilitate this process by providing comprehensive information and transparent disclosures about each investment opportunity.

Getting Started with Little Money

Starting with real estate crowdfunding can be straightforward, even with limited funds. Platforms typically have a low minimum investment threshold, making it accessible for most people. The key is to start small, understand the dynamics of the market, and gradually increase investment as comfort and experience grow.

  1. Research: Begin by researching the market and available platforms. Look for user-friendly interfaces and comprehensive resources that simplify the investment process.

  2. Set Goals: Determine what you aim to achieve with your investment – whether it's diversification, income generation, or long-term capital growth.

  3. Select the Right Platform: Platforms like Landa offer a curated selection of real estate investment opportunities, ideal for beginners and those with limited capital.

  4. Invest: Start by investing in a project that aligns with your goals and risk tolerance. Monitor your investment and use the learning experience to make more informed decisions in the future.

Landa: Your Gateway to Real Estate Crowdfunding

Landa stands out in the realm of online real estate investment for several reasons. Its platform is designed with the user in mind, offering a seamless experience from browsing investment opportunities to managing your portfolio. The platform caters specifically to those who may not have large sums of money to invest but are keen on entering the real estate market. Features that make Landa attractive include:

  • User-Friendly Interface: Easy to navigate and understand, even for those new to real estate investing.

  • Low Minimum Investments: Making real estate investing accessible to a broader audience.

  • Diverse Portfolio Options: Offering a range of investment opportunities in different property types and locations.

  • Transparency and Professionalism: Detailed reporting and disclosures that provide confidence and clarity to investors.

Conclusion

The democratization of real estate investment through online platforms like Landa has opened up new avenues for individuals to invest in this lucrative market with little money. Real estate crowdfunding allows for diversification, accessibility, and the potential for solid returns, making it an attractive option for many. While it comes with its own set of risks, platforms like Landa provide the tools and resources necessary for investors to navigate these challenges effectively.

As the real estate market continues to evolve, the opportunity for small-scale investors to participate in this sector will likely expand. For those looking to start their journey in real estate investment, exploring online options like Landa can be an excellent first step towards building a diversified investment portfolio.

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Landa Holdings, Inc. ("Landa Holdings") operates the www.landa.app website (the "Site") and the Landa mobile application (the "App")(collectively, the “Platform”). Landa Holdings manages Landa App LLC, Landa App 2 LLC and Landa App 3 LLC (“Landa Issuers”), and raises funds and facilitates the issuance of shares for the Landa Issuers entities through the Platform pursuant to Regulation A under the Securities Act of 1933 (“Regulation A”).

Neither Landa Holdings nor any of its affiliates are a registered broker-dealer or investment advisor. All securities-related activity for the Landa Entities is conducted through Dalmore Group LLC (“Dalmore”), a registered broker-dealer and member of FINRA/SIPC, You can review Dalmore's brokercheck for Dalmore.

Landa is not a bank. Certain services are offered through Synapse Financial, Inc. and its affiliates (collectively, “Synapse”). Synapse is not a bank and is not affiliated with Landa. Brokerage accounts and cash management programs are provided through Synapse Brokerage LLC (“Synapse Brokerage”), an SEC-registered broker-dealer and member of FINRA and SIPC. Additional information about Synapse Brokerage can be found on FINRA’s BrokerCheck.

See Synapse Terms of Service, Privacy Policy, and the applicable disclosures and agreements available in Synapse’s Disclosure Library for more information.

Synapse Brokerage LLC has a direct or indirect business relationship with Program Banks for the placement of deposits in the cash management program. The list can be found in the List of Program Banks.

Further, Landa Management LLC, a wholly-owned subsidiary of Landa Holdings, manages Landa Financing LLC (“Landa Financing”), and raises funds and facilitates the issuance of shares for Landa Financing through the Platform pursuant to Regulation A. All securities-related activity for Landa Financing is conducted through Dalmore Group LLC (“Dalmore”), a registered broker-dealer and member of FINRA/SIPC (for more information on Dalmore, review Dalmore’s brokercheck.

You should speak with your financial advisor, accountant, and/or attorney when evaluating any offering of securities. Neither Landa Holdings, Landa App, nor Dalmore makes any recommendations or provides advice about investments, and no communication, through this website or in any other medium, should be construed as a recommendation for any security offered on or off this investment platform. Nothing in this material should be construed as investment or tax advice, or a solicitation or offer, or a recommendation to buy or sell any securities. The Site and/or the App may make forward-looking statements. You should not rely on these statements but should carefully evaluate the offering materials in assessing any investment opportunity, including the complete set of risk factors that are provided as part of the offering circular for your consideration.  We urge you to review the applicable offering circular, available here.

All securities offered by the Landa Entities and Landa Financing are deemed “Shares”. Investing in Shares involves risks, and there is always the potential of losing money when you invest in Shares. Past performance is no guarantee of future results. Investments in Shares are speculative and involve substantial risks to consider before investing, outlined in the respective offering materials and including, but not limited to, illiquidity, lack of diversification, and complete loss of capital. An investment in Shares constitutes only an investment in a particular offering and not in Landa Holdings, Landa App, or any of the underlying asset(s). Investors should carefully review the risks located in the respective offering materials for a more comprehensive discussion of risks.

No money or other consideration will be solicited (and if sent, will not be accepted), and no offer to buy Shares of a particular offering can be accepted, and no part of the purchase price can be received until an offering statement filed with the Securities and Exchange Commission (the "SEC") relating to those Shares has been qualified by the SEC. Any such offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of acceptance given after the date of qualification by the SEC. An indication of interest involves no obligation or commitment of any kind.

Investment overviews contained on the Platform contain summaries intended for informational purposes only and are not complete. For detailed information, we urge you to refer to the applicable offering circular filed with the SEC. Neither Landa Holdings nor any of its affiliates offers refunds after an investment has been made.

You should speak with your financial advisor, accountant, and/or attorney when evaluating any Shares. None of Landa Holdings or its affiliates, Dalmore makes any recommendations or provides advice about Shares, and no communication, through this website or in any other medium, should be construed as a recommendation or investment advice. Nothing on the Platform should be construed as investment or tax advice, or a solicitation or offer, or a recommendation to buy or sell any securities.The Platform may make forward-looking statements. You should not rely on these statements but should carefully evaluate the offering materials in assessing any investment opportunity, including the complete set of risk factors that are provided as part of the offering circular for your consideration. We urge you to review the applicable offering circular, available here.

All Shares will be issued in electronic form only and will not be listed or quoted on any securities exchange. After a Series’ offering has concluded, we expect that the Public Private Execution Network Alternative Trading System, or PPEX ATS (the “Secondary Trading Platform”), which is registered with the SEC and operated by North Capital Private Securities Corporation (“North Capital”), will be the only venue available for the resale of Shares. Resales of Shares will be conducted by Dalmore, as a broker-dealer member of the Secondary Trading Platform; provided, however, any such resale of Shares will be subject to federal and state securities laws and the restrictions in the Series’ Operating Agreement, and there can be no assurance that an active market for any Shares will develop on the Secondary Trading Platform, that the Secondary Trading Platform will be available to allow resales of Shares to residents of all states, or that the Secondary Trading Platform will be available at all. For these reasons, investors must be prepared to hold their Shares indefinitely.


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Landa Holdings maintains this website for informational purposes only. All offerings of Series’ Shares (and information about each Series and its underlying property) are conducted exclusively on the Landa Mobile App.


All images and figures shown are for illustrative purposes only and are not actual customer or model returns. Landa is not a cryptocurrency app, all monetary values are in U.S dollars and available only to U.S. investors. All Rights Reserved © Landa Holdings, Inc.