Back

Updated on
March 17, 2024

Why Real Estate

Written by: 
Landa Team

"There's no place like home."

- Dorothy, The Wizard of Oz

Pros- Top Line

Property appreciates over time. After all, we still haven’t figured out how to create land out of thin air. This means we are limited to the existing supply. People will always require a place to call home, and since supply is a finite resource, people will continue to pay for it. The longer one holds a property, the more likely the value will rise. This is why real estate is designed as a long-term investment.

Monthly rental income from real estate flows in with minimal effort. Saving this income towards other financial goals such as an additional down payment can supercharge your portfolio, and help you better diversify. Real estate serves as an excellent retirement plan, and if planned accordingly can be passed down to future generations.

Real estate is considered one of the most stable investment assets.

Cons - Bottom Line

In real estate, it takes money to make money. Substantial overhead costs are part of the real estate market. In addition to the capital required to purchase a property outright or down payment on a loan, capital is necessary for closing costs, paperwork fees, taxes, repairs, and utilities. Fortunately, most of these costs are wrapped up nicely into a mortgage.

Loans, Mortgages, and Overhead Costs

However, that means your loan increases with interest and rising monthly payments until it is paid off. Regardless of incoming capital inflow like rental payments, you will still need to divert a portion of your income towards paying the loan.

Furthermore, the property will not reach its full income potential if you don't hold onto it for a good while - we are talking about several years, at the very least.

Not to mention, once you acquire a property, upkeep expenses will impact your cash flow. Upkeep expenses can include maintenance repairs, and activities related to regulatory health and safety standards.

Lastly, as much as the real estate market is considered a reliable market. You should always consider periods of economic downturn which can hurt the value of your property and/or make the area less attractive to renters.

Like all good things, real estate is a combination of risks and rewards. Before investing you should always assess whether the potential reward outweighs the potential risk.

Ready to start investing?

Sign up for Landa and start investing in real estate.

Get Started

Real estate investing within reach

Get Started

Investors

PropertiesLendEntity AccountsCareersAdvisorsBroker DealersSell PropertyAPI AccessLanda Premium

Residents

Pay RentService RequestsResources

Learn

Education CenterHelp CenterBlogDictionaryMore Real Estate

Company

About UsBusiness ModelLegalSEC FilingsContacts UsVendors

Markets

AtlantaNew YorkTampaJacksonvilleOrlandoBirminghamCharlotte

All Rights Reserved © Landa Holdings, Inc

Landa Holdings, Inc. ("Landa Holdings") operates the www.landa.app website (the "Site") and the Landa mobile application (the "App")(collectively, the “Platform”). Landa Holdings manages Landa App LLC, Landa App 2 LLC, Landa App 3 LLC (“Landa Issuers”), and raises funds and facilitates the issuance of shares for the Landa Issuers entities through the Platform pursuant to Regulation A under the Securities Act of 1933 (“Regulation A”).

Neither Landa Holdings nor any of its affiliates is a registered broker-dealer or investment advisor. All securities-related activity for the Landa Entities is conducted through Dalmore Group LLC (“Dalmore”), a registered broker-dealer and member of FINRA/SIPC, You can review Dalmore's brokercheck for Dalmore.

Landa is not a bank.

Further, Landa Management LLC, a wholly-owned subsidiary of Landa Holdings, manages Landa Financing LLC (“Landa Financing”), and raises funds and facilitates the issuance of shares for Landa Financing through the Platform pursuant to Regulation A. All securities-related activity for Landa Financing is conducted through Dalmore Group LLC (“Dalmore”), a registered broker-dealer and member of FINRA/SIPC (for more information on Dalmore, review Dalmore’s brokercheck.

‍You should speak with your financial advisor, accountant, and/or attorney when evaluating any offering of securities. Neither Landa Holdings, Landa App, nor Dalmore makes any recommendations or provides advice about investments, and no communication, through this website or in any other medium, should be construed as a recommendation for any security offered on or off this investment platform. Nothing in this material should be construed as investment or tax advice, or a solicitation or offer, or a recommendation to buy or sell any securities. The Site and/or the App may make forward-looking statements. You should not rely on these statements but should carefully evaluate the offering materials in assessing any investment opportunity, including the complete set of risk factors that are provided as part of the offering circular for your consideration.  We urge you to review the applicable offering circular, available here.


All securities offered by the Landa Entities and Landa Financing are deemed “Shares”. Investing in Shares involves risks, and there is always the potential of losing money when you invest in Shares. Past performance is no guarantee of future results. Investments in Shares are speculative and involve substantial risks to consider before investing, outlined in the respective offering materials and including, but not limited to, illiquidity, lack of diversification, and complete loss of capital. An investment in Shares constitutes only an investment in a particular offering and not in Landa Holdings, Landa App, or any of the underlying asset(s). Investors should carefully review the risks located in the respective offering materials for a more comprehensive discussion of risks.

‍
No money or other consideration will be solicited (and if sent, will not be accepted), and no offer to buy Shares of a particular offering can be accepted, and no part of the purchase price can be received until an offering statement filed with the Securities and Exchange Commission (the "SEC") relating to those Shares has been qualified by the SEC. Any such offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of acceptance given after the date of qualification by the SEC. An indication of interest involves no obligation or commitment of any kind.


Investment overviews on the Platform contain summaries intended for informational purposes only and are not complete. For detailed information, we urge you to refer to the applicable offering circular filed with the SEC. Neither Landa Holdings nor any of its affiliates offers refunds after an investment has been made.

You should speak with your financial advisor, accountant, and/or attorney when evaluating any Shares. None of Landa Holdings or its affiliates, Dalmore makes any recommendations or provides advice about Shares, and no communication, through this website or in any other medium, should be construed as a recommendation or investment advice. Nothing on the Platform should be construed as investment or tax advice, or a solicitation or offer, or a recommendation to buy or sell any securities.The Platform may make forward-looking statements. You should not rely on these statements but should carefully evaluate the offering materials in assessing any investment opportunity, including the complete set of risk factors that are provided as part of the offering circular for your consideration. We urge you to review the applicable offering circular, available here.


All Shares will be issued in electronic form only and will not be listed or quoted on any securities exchange. After a Series’ offering has concluded, we expect that the Public Private Execution Network Alternative Trading System, or PPEX ATS (the “Secondary Trading Platform”), which is registered with the SEC and operated by North Capital Private Securities Corporation (“North Capital”), will be the only venue available for the resale of Shares. Resales of Shares will be conducted by Dalmore, as a broker-dealer member of the Secondary Trading Platform; provided, however, any such resale of Shares will be subject to federal and state securities laws and the restrictions in the Series’ Operating Agreement, and there can be no assurance that an active market for any Shares will develop on the Secondary Trading Platform, that the Secondary Trading Platform will be available to allow resales of Shares to residents of all states, or that the Secondary Trading Platform will be available at all. For these reasons, investors must be prepared to hold their Shares indefinitely.


Disclaimers

Landa Holdings maintains this website for informational purposes only. All offerings of Series’ Shares (and information about each Series and its underlying property) are conducted exclusively on the Landa Mobile App.

All images and figures shown are for illustrative purposes only and are not actual customer or model returns. Landa is not a cryptocurrency app, all monetary values are in U.S dollars and available only to U.S. investors.

20 West 22nd Street , New York, NY, 10010.

All Rights Reserved © Landa Holdings, Inc